American ExpressAvailable
Amex Premium
Credit Limit
$40,000
- Age
- Seasoned
- Utilization
- Low
- Due Date
- 2nd
- AU Fee
- $365
60-day AU term • ID + SSNReserve →
Trusted Tradeline Brokerage
Elevate your credit with premium tradelines.
Curated, high-limit, low-utilization seasoned tradelines from American Express, Chase, Citi, Capital One, and more. 60-day AU posting windows, full transparency, white-glove service.
$40,000
Highest Limit
23+
Tradelines Live
60 Days
AU Term
<5%
Avg Utilization
The Vault
Premium Tradeline Inventory
Hand-selected, low-utilization, high-limit accounts from the most trusted issuers in the country. All accounts include 60-day authorized user posting windows.
Showing 24 of 24 tradelines
American ExpressAvailable
Amex
Credit Limit
$39,800
- Age
- Seasoned
- Utilization
- Low
- Due Date
- 26th
- AU Fee
- $300
60-day AU term • ID + SSNReserve →
American ExpressAvailable
Amex
Credit Limit
$35,000
- Age
- Seasoned
- Utilization
- Low
- Due Date
- 18th
- AU Fee
- $230
60-day AU term • ID + SSNReserve →
ChaseAvailable
Chase
Credit Limit
$35,000
- Age
- 3 yrs 7 mo
- Utilization
- Low
- Due Date
- 29th → 28th
- AU Fee
- $295
60-day AU term • ID + SSNReserve →
American ExpressAvailable
Amex
Credit Limit
$30,000
- Age
- Seasoned
- Utilization
- Low
- Due Date
- 7th
- AU Fee
- $225
60-day AU term • ID + SSNReserve →
Capital OneAvailable
Capital One
Credit Limit
$30,000
- Age
- July 2025
- Utilization
- Low
- Due Date
- 18th
- AU Fee
- $285
60-day AU term • ID + SSNReserve →
American ExpressAvailable
Amex Blue Cash Everyday
Credit Limit
$24,000
- Age
- Dec 2024
- Utilization
- <1%
- Due Date
- 23rd
- AU Fee
- $285
60-day AU term • ID + SSNReserve →
ChaseAvailable
Chase Amazon Prime
Credit Limit
$17,000
- Age
- Jan 2025
- Utilization
- <2%
- Due Date
- 10th
- AU Fee
- $255
60-day AU term • ID + SSNReserve →
TruistAvailable
Truist
Credit Limit
$17,000
- Age
- 12 yrs
- Utilization
- Low
- Due Date
- 10th → 9th
- AU Fee
- $295
60-day AU term • ID + SSNReserve →
Wells FargoAvailable
Wells Fargo Active Cash
Credit Limit
$16,000
- Age
- Dec 2024
- Utilization
- ~19%
- Due Date
- 5th
- AU Fee
- $265
60-day AU term • ID + SSNReserve →
Wells FargoAvailable
Wells Fargo
Credit Limit
$15,700
- Age
- Aug 2023
- Utilization
- Low
- Due Date
- 12th
- AU Fee
- $225
60-day AU term • ID + SSNReserve →
CitiAvailable
Citi AAdvantage
Credit Limit
$14,100
- Age
- Oct 2023
- Utilization
- <2%
- Due Date
- 10th
- AU Fee
- $255
60-day AU term • ID + SSNReserve →
DiscoverAvailable
Discover
Credit Limit
$12,000
- Age
- July 2022
- Utilization
- <$150 bal
- Due Date
- 22nd
- AU Fee
- $250
60-day AU term • ID + SSNReserve →
TruistAvailable
Truist
Credit Limit
$11,000
- Age
- Jan 2025
- Utilization
- Low
- Due Date
- 21st
- AU Fee
- $240
60-day AU term • ID + SSNReserve →
TruistAvailable
Truist
Credit Limit
$11,000
- Age
- Jan 2025
- Utilization
- Low
- Due Date
- 24th
- AU Fee
- $250
60-day AU term • ID + SSNReserve →
CitiAvailable
Citi Double Cash (2306)
Credit Limit
$9,600
- Age
- June 2025
- Utilization
- <4%
- Due Date
- 2nd
- AU Fee
- $165
60-day AU term • ID + SSNReserve →
CitiAvailable
Citi Double Cash (2147)
Credit Limit
$8,600
- Age
- Nov 2024
- Utilization
- <2%
- Due Date
- 22nd
- AU Fee
- $155
60-day AU term • ID + SSNReserve →
CitiAvailable
Citi Bank
Credit Limit
$7,100
- Age
- 5 yrs 2 mo
- Utilization
- Low
- Due Date
- 25th → 24th
- AU Fee
- $180
60-day AU term • ID + SSNReserve →
American ExpressAvailable
Amex
Credit Limit
$6,000
- Age
- Seasoned
- Utilization
- Low
- Due Date
- 18th
- AU Fee
- $155
60-day AU term • ID + SSNReserve →
Capital OneAvailable
Capital One Platinum
Credit Limit
$5,300
- Age
- Mar 2022
- Utilization
- $0
- Due Date
- 8th
- AU Fee
- $155
60-day AU term • ID + SSNReserve →
Capital OneAvailable
Capital One
Credit Limit
$5,000
- Age
- Sept 2025
- Utilization
- Low
- Due Date
- 15th
- AU Fee
- $155
60-day AU term • ID + SSNReserve →
Capital OneAvailable
Capital One
Credit Limit
$4,000
- Age
- May 2025
- Utilization
- Low
- Due Date
- 19th
- AU Fee
- $125
60-day AU term • ID + SSNReserve →
Capital OneAvailable
Capital One
Credit Limit
$3,000
- Age
- Nov 2025
- Utilization
- Low
- Due Date
- 23rd
- AU Fee
- $115
60-day AU term • ID + SSNReserve →
ChaseAvailable
Chase
Credit Limit
$2,700
- Age
- 5 yrs
- Utilization
- Low
- Due Date
- 29th → 28th
- AU Fee
- $165
60-day AU term • ID + SSNReserve →
The Process
Simple, secure, white-glove.
01
Choose Your Tradeline
Browse the vault and select an account that matches your credit goals — by limit, age, or fee.
02
Submit Secure Info
Provide your name, date of birth, and SSN through our encrypted intake. We post you as an AU.
03
Watch Your Score Climb
The account reports to your credit profile within 1–2 statement cycles. You stay on for 60 days.
Questions
Frequently asked.
What exactly is a tradeline?+
A tradeline is a credit account on your report. By being added as an authorized user (AU) to a seasoned, low-utilization account, that account's positive history can begin reporting on your credit profile.
How long does it take to post?+
Most tradelines post within 1–2 statement cycles, typically 11–30 days. Posting timeline depends on the issuer's reporting date.
How long do I stay on the account?+
Every tradeline in our vault includes a guaranteed 60-day authorized user term, giving the account ample time to report to all three bureaus.
Is this legal?+
Yes. Becoming an authorized user is a long-standing, legal feature of consumer credit accounts that has existed for decades.
What information do you need from me?+
We require your full legal name, date of birth, current address, and Social Security number to add you as an authorized user. All data is encrypted and never sold.
Secure Reservation
Reserve your tradeline today.
Submit your contact details and the tradeline you'd like to reserve. A specialist will verify your information through a secure channel within 24 hours.